Loan consolidation – minimize debts
Consolidation of loan with loan providers
Offers you the possibility of grouping several loan in progress such as a car loan, a consumer credit, renewable … and possibly a new project. The real estate loans, meanwhile, have a specific redemption of loan which is detailed in the section “The consolidation of real estate credit with loan providers”. The story is on mercador24.com
With such a consolidation of loan, you manage your budget more simply and thus more efficiently. Indeed, it allows you to benefit from a single rate and a single interlocutor for all of your loan but also to pay only one monthly payment, the date, duration and amount are defined according to your needs and your projects.
This financial product offers you the possibility to reduce the total amount of your monthly repayments by extending the repayment period or to limit the maximum duration of the loan by paying high monthly payments.
Does not offer the consolidation of loan for loan consumption, personal, leisure …
Buying mortgage with loan providers
The consolidation of loan providers real estate credit allows homeowners to consolidate all their loan and to take advantage of the many advantages provided by loan consolidation: lower monthly payments, contact with a single contact person … Your advisor will suggest a fixed or variable rate for your property. reconsolidation of real estate credit. The repayment term of the credit is 15 years. Your contract will be governed by the rules of credit-conso, unless the value of real estate loans represents more than 60% of the total amount of the grouping.
Fixed rate for reconsolidation of mortgage, 4th quarter 2015
Duration of the 15-year loan consolidation
Highest rate: Not communicated
Lowest rate: Not communicated
Loan providers’s credit buy-back allows French households to control their debt. Many families have opted for this refinancing solution and have emerged from their problematic situation after a few years. They have even been able to envisage new projects thanks to the adaptation of the monthly payments according to their incomes and the customized follow-up of qualified advisers. loan providers’s clients are scrupulously accompanied by the demand for the realization of the real estate loan buyback.
Loan consolidation simulation with loan providers
loan providers offers you a simulation of loan consolidation online. This free and non-binding service will guide you in your choice of financing so that it is the most adapted to your situation. Targeted simulations will enable you to better prepare your loan redemption request by indicating in particular the total cost of the operation as well as the cost of the credit at the fixed interest rate. This tool gives a good overview of your future grouping request and has the advantage of saving the selected simulation. The cost of optional credit insurance is generally not indicated.
It is advisable to make an appointment with a consultant to make a more personalized study of your situation, by phone or agency. It is recommended that you go directly to an agency to study your situation as a whole and to negotiate some elements such as the fees. Refer to the “Contact loan providers Customer Service” section.